Chime Mobile Banking Android App Review

| August 1, 2022 | 0 Comments

With a sleek and straightforward banking software that manages everything from tracking your spending and savings to paying pals, Chime app makes mobile banking simple. You will be able to do numerous financial transactions using the app without ever having to visit a real branch. With two-factor authentication, TouchID, or FaceID, you can keep control of your money. With the app, you can set up fast transaction and daily balance notifications, as well as ban your card with a single tap. You can get your direct deposit pay up to 48 hours early through your Chime Spending Account by completing some documentation. With this app, eligible Chime members may quickly overdraft up to $200* on debit card transactions and cash withdrawals with no fees.

Pay anyone and everyone

Chime charges no monthly fees, no minimum balance requirements, and no costs for international transactions. Access 60k+ fee-free ATMs at Walgreens®, 7-Eleven®, CVS®, and other locations. Use the Chime Credit Builder Secured Visa Credit Card to help improve your credit score by an average of 30 points with frequent on-time payments, whether for petrol or groceries. There are no interest charges, yearly fees, or credit checks required to apply. All qualifying members will be able to overdraw their account up to $20 on debit card purchases at first, but based on their Chime Account history, direct deposit frequency and amount, spending activity, and other risk-based factors, they may later be eligible for a higher limit of up to $200 or more. Within the Chime mobile app, your limit will be indicated.

Build credit in a better way

Any modifications to your limit will be communicated to you. Chime has the right to adjust your limit at any moment. Non-debit card purchases, such as ATM withdrawals, ACH transfers, Pay Friends transfers, and Chime Checkbook transactions, are not covered by SpotMe. Early access to direct deposit money is contingent on the payer’s timely submission of the payment file. They usually make these money available the same day the payment file is received, which might be up to two days before the planned payment date. You must have received a qualifying direct deposit of $200 or more to your Checking Account within 365 days of your Credit Builder application to be eligible for Credit Builder.

Tags: , ,

Category: Free Android Apps

About the Author ()

Leave a Reply

Your email address will not be published.